| Floating Rate Mortgage | See Adjustable Rate Mortgage. |
| Foreclosure | The process by which a lender takes back a property on which the mortgagee had defaulted. |
| Forward Commitment | A written promise from a lender to provide a loan at a future time. |
| Fundamentals | usually refers to the underlying economic factors affecting a particular market, country or sector and will include such aspects as industrial output, wages and raw materials costs, currency strength or weaknesses, trade balance and so on. |
| Gross Income | Total income, before deducting taxes and expenses. The scheduled (total) income, either actual or estimated, derived from a business or property. |
| Hard Equity | High interest rate financing. |
| Hard Money Loan | a type of loan in which a borrower receives funding based on the value of a specific parcel of commercial real estate. |
| Index | An economic indicator, usually a published interest rate, that determines changes in the interest rate of an adjustable rate mortgage. |
| Interest | The sum paid for borrowing money, which pays the lender's costs of doing business. |
| Interest Rate Cap | Limits the interest rate or the interest rate adjustment to a specified maximum. |
