| Debt Service | The periodic payments (principal and interest) made on a loan. |
| Debt Service Coverage Ratio (DSC) | The ratio is calculated by taking the net operating income and dividing it by the mortgage payments. Most lenders look for a ratio of 1.25 or higher. |
| Debt/equity ratio | Net interest-bearing financial assets/liabilities divided by the total of shareholders´ equity and minority interests. |
| Discount Rate | A lower rate on an adjustable rate mortgage for the first adjustment period. After this period is over, the lender will adjust your loan according to the normal lenders margin rate. |
| Downpayment | The amount of money you put down, normally anywhere from 0 - 25%. |
| Due Diligence | A measure of prudence, activity or assiduity, as is properly to be expected from, and ordinarily exercised by, a reasonable and prudent person under the particular circumstances. |
