| EBITA | Operating profit/loss excluding goodwill amortization, restructuring costs and impairment losses – or including restructuring costs and impairment losses. |
| Engineering Report: | Report generated by an architect or engineer describing the current physical condition of a property and its major building systems, i.e., HVAC, parking lot, roof, etc. |
| Environmental Report | A report generated by a qualified environmental firm to determine potential environmental hazards in a building's region or within the building itself. |
| Environmental Risk | A risk of loss of collateral value and of lender liability due to the presence of hazardous materials on a property. |
| Equity | 1. A shareholding in a limited company. By extension, 'equities' is generally used to mean the whole range of shares traded on a Stock Exchange
2. The amount by which the value of a property exceeds the total of the loans secured by mortgage(s) thereon.
3. The amount of cash or valued property that a principal has into their project or commercial venue is also termed equity
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| Equity Capital | Capital raised from the owners. For commercial real estate, a lender will also provide equity capital for a percentage of ownership. |
| Escrow | An account set up by the lender in which money is held to pay for taxes and insurance. |
